The short version: Reikna doesn't collect any data. Your statements and transactions stay on your iPhone or iPad, and the app never connects to a server of ours, because there isn't one.
What we collect
Nothing. Reikna has no account, no server, no analytics, no advertising, no crash reporting and no third-party code. We don't know who uses Reikna, which bank you use, or anything about your money.
How your statements are handled
You choose a statement file (CSV) exported from your bank and open it in Reikna. The file is read on your device, and the movements you confirm are saved in the app's private storage. Reikna never asks for your bank password and never connects to your bank. The file itself is not copied or uploaded anywhere.
What Reikna keeps on your device
Everything below lives in the app's private storage and is encrypted by iOS whenever your device is locked (file protection "Complete"):
| What | Why | How to remove it |
|---|---|---|
| Movements: date, amount, the bank's description, the name and category you see, your notes | They're your records | Delete one, undo an import, or Settings › Delete everything |
| Accounts: the names you give them, their type, currency and bank format | To keep cards, checking and cash apart | Archive or Settings › Delete everything |
| Merchant names you changed and categories you picked | So Reikna remembers your corrections | Settings › Delete everything |
| Import history: when you imported, the file's name, how many rows | So you can undo an import | Undo it, or Settings › Delete everything |
| Settings: currency, country, date order, appearance, lock | Your preferences | Settings › Delete everything |
| Whether the trial or unlock is active, and the trial's start date | So the app works offline | Delete the app. Apple keeps the purchase itself, so Restore Purchase brings it back |
"Delete everything" removes all of your records and settings from the app at once. Deleting the app removes everything too.
Like any app's data, this storage is part of your device's backup if you use iCloud Backup or back up to a computer. Those backups are handled by Apple and your computer under their own terms; we can't read them. Reikna doesn't use iCloud sync.
Export
When you export, Reikna writes a CSV file and hands it to the iOS share sheet. Where it goes next (Files, Mail, AirDrop, another app) is your choice, and that destination's own privacy terms apply.
Face ID and passcode lock
If you turn on the optional lock, iOS checks your Face ID, Touch ID or passcode and tells Reikna only whether it succeeded. Reikna never sees or stores your face data or passcode.
Purchases
The free trial and the one-time unlock go through Apple's App Store. Apple processes the payment. Reikna only receives confirmation from Apple, on your device, that the trial or purchase is valid. We never see your name, email or payment details. This is the only time the app uses the network, and it is Apple's StoreKit doing it, not us.
Children
Reikna doesn't collect data from anyone, including children.
Changes
If this policy ever changes, the new version will be published here with a new effective date.